Personal loans, made easy for you.
Stress-free, fast cash deposits
- Easy online application
- No application fee
- See offers in minutes
100% secure and confidential
We simplified personal loans
Your loan, your way, Personified!
- Choose your loan amount
- Choose your loan terms
- You don’t sign until you are happy
What do I need?
18+ age requirement
Valid email address
Verifiable income
A personal checking account
Personal loans done right!
Why Personify Financial?
We treat you like a person – not a credit score. Even if you have less than perfect credit, we make it easy for you to get the money you need. The online application process is fast and easy. You can see your loan options without impacting your credit score and you can even choose the loan amount and term that works best for you.
We partner with you to help you succeed. We’ll never charge you a prepayment penalty. We’re committed to helping you build your credit by reporting your on-time payments to the credit bureaus. And, you may benefit from interest rate reductions for on-time payments.
Answers to your questions
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No. For any loan originated on our platform, you can pay off your loan at any time without paying a pre-payment fee.
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We can usually deposit your money into your checking account in as little as one business day#.
How soon we deposit funds depends on the day of the week and time of day you are approved and e-sign your loan agreement. We try to make deposits the next business day, excluding weekends and holidays, but it may take up to 2 business days. Actual availability of funds depends on your financial institution’s policies.
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The amount you’re eligible to borrow depends on your creditworthiness at the time you apply online and program parameters. Please see our Rates, Terms and Licensing Information for more information about the loan terms and programs available in your state.
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Yes. We believe there’s more to understanding your particular financial situation than just your credit score. We are able to include many factors besides credit history in our loan evaluation process.
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Yes — we use 256-bit SSL encryption to safeguard your information during transmission, the same level of security used by banks. Your privacy and security are our top priority at every step of the application process.






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*We may perform a “soft” inquiry to show you available offers for which you may be qualified. Soft inquiries do not affect your credit score. If you choose to submit an application for credit, we will perform “hard” inquiries which may affect your credit score.
#Funds are disbursed on the next business day, if approved and signed by you by 11:59 PM CT. Actual availability of funds depends on your financial institution’s policies.
Testimonials reflect the individual’s opinion and my not be illustrative of all individual experiences with Personify Financial.