Personal loans, made easy for you.

Stress-free, fast cash deposits

  • Easy online application
  • No application fee
  • See offers in minutes
See My Loan Offers
This won’t impact your credit score*
100% secure and confidential
A woman with curly hair smiling as she looks at her phone, with a notification indicating her loan has been approved for $2,500.

We simplified personal loans

Answer a few questions
We look beyond your credit score to find the best loan offers in minutes.
Personalize your loan offer
Customize your loan. Choose your favorite. No obligation until you are satisfied.
Money as soon as tomorrow#
Deposited to your checking account so you can use when and where you want.

Your loan, your way, Personified!

  • Choose your loan amount
  • Choose your loan terms
  • You don’t sign until you are happy

What do I need?

18+ age requirement

Valid email address

Verifiable income

A personal checking account

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Personal loans done right!

Infographic displaying statistics about loans in Iceland. It shows over 440,000 loans, which is more than the country's population; 40% of customers return for a new loan; and over $1.3 billion in loans approved.
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Why Personify Financial?

We treat you like a person – not a credit score. Even if you have less than perfect credit, we make it easy for you to get the money you need. The online application process is fast and easy. You can see your loan options without impacting your credit score and you can even choose the loan amount and term that works best for you.

We partner with you to help you succeed. We’ll never charge you a prepayment penalty. We’re committed to helping you build your credit by reporting your on-time payments to the credit bureaus. And, you may benefit from interest rate reductions for on-time payments.

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Trustpilot logo with a five-star rating of 4.8 out of 5 stars.
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 Answers to your questions

  • No. For any loan originated on our platform, you can pay off your loan at any time without paying a pre-payment fee.

  • We can usually deposit your money into your checking account in as little as one business day#.

    How soon we deposit funds depends on the day of the week and time of day you are approved and e-sign your loan agreement. We try to make deposits the next business day, excluding weekends and holidays, but it may take up to 2 business days. Actual availability of funds depends on your financial institution’s policies.

  • The amount you’re eligible to borrow depends on your creditworthiness at the time you apply online and program parameters. Please see our Rates, Terms and Licensing Information for more information about the loan terms and programs available in your state.

  • Yes. We believe there’s more to understanding your particular financial situation than just your credit score. We are able to include many factors besides credit history in our loan evaluation process.

  • Yes — we use 256-bit SSL encryption to safeguard your information during transmission, the same level of security used by banks. Your privacy and security are our top priority at every step of the application process.

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Eve

“The online process was so easy, and the funds were available quickly....”
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Georgia

“Fast response. Great at answering questions. Great offers to choose from.”
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Robert

“My experience with Personify was quick and easy. I trust Personify, they are there for me when I need them.”

Check your loan offers now!

See My Loan Offers
This won’t impact your credit score*
100% secure and confidential

*We may perform a “soft” inquiry to show you available offers for which you may be qualified. Soft inquiries do not affect your credit score. If you choose to submit an application for credit, we will perform “hard” inquiries which may affect your credit score.

#Funds are disbursed on the next business day, if approved and signed by you by 11:59 PM CT. Actual availability of funds depends on your financial institution’s policies.

Testimonials reflect the individual’s opinion and my not be illustrative of all individual experiences with Personify Financial.